Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their life easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money. For everyone, everywhere.

More about our mission.

Wise was founded in 2011 with a clear mission — money without borders — instant, convenient, transparent, and eventually free. We’ve built a market-leading technology product that’s been used by over 5 million people to move money around the world without the rip-off fees charged by the banks. We’re disrupting the world of currency and international money transfer. 

Wise Brasil Corretora de Câmbio Ltda. ("Wise Corretora") is a foreign exchange brokerage firm authorized to operate by the Central Bank of Brazil and registered under CNPJ No. 36.588.217/0001-01. Wise Brasil Instituição de Pagamento Ltda. ("Wise Pagamentos") is a payment institution and electronic money issuer also authorized to operate by the Central Bank of Brazil and registered under CNPJ No. 40.571.694/0001-31. Both companies are headquartered at Rua Girassol, 555, 1st floor, Vila Madalena, CEP 05.433-001, São Paulo/SP. Wise Pagamentos is part of the prudential conglomerate led by Wise Corretora (collectively referred to as ‘Wise Brazil’).

We are growing rapidly around the world and need to make sure that we have the best setup to support that growth in every region. You will help to shape the future of Wise in Latin America. 

You will lead a small team of compliance officers to oversee the business operations of Wise Brazil. You will work with the first line teams to support them in understanding local compliance requirements and risks they are facing while they seek new opportunities to grow the business. The Brazil compliance team is part of our wider Emerging Markets Compliance team spanning LATAM and MEA and will report to the Emerging Markets Compliance Director who is based in London. 

This position requires close partnership with our Group Financial Crime and Regulatory Compliance teams as well as collaboration with other regional compliance teams where required.

Your mission: 

• Be responsible for the effective delivery of the second line compliance function for Wise Brazil as part of the three lines of defence. 
• Manage the Brazil Compliance team, which includes both financial crime and regulatory compliance officers.
• Be responsible for ensuring the Wise Group target operating model is effectively implemented by Wise Brazil 
• Ensure Brazil requirements are factored into group wide compliance policies, procedures and control frameworks
• Ensure Wise Brazil is able to detect upcoming changes in the regulatory perimeter and implement required changes to its policies, procedures and controls to comply 
• Manage the Brazil Compliance policy framework and ensure effective second line monitoring and testing is conducted to provide assurance to the board the business is compliant 
• Embed a good compliance culture at Wise Brazil to promote risk awareness in line with the three lines of defence model. Where necessary, you will coordinate and/or conduct training for relevant Wisers.
• Provide Compliance reporting to the Wise Brazil board and local and global committees.
• Manage the relationship with the local regulators
• Develop a strong relationship with LATAM product teams to cultivate a culture of compliance so that they are able to proactively think about compliance risks and opportunities;
• Use data to articulate emerging trends across our products and proactively work to mitigate this with product teams in the region;

A bit about you:

We are looking for someone passionate about payments, fintech and compliance risk management and with an eye on the future. You should have: 

• Minimum 6 years working in Compliance at a financial institution; 
• Fluent English speaker;
• Experience leading a team
• Deep understanding of the regulatory environment in Brazil. 
• Experience working with local regulators
• Strong written and oral communication skills, 
• Strong project coordination and management skills;
• Willingness to challenge teams and themselves on how to best serve our customers, while keeping processes robust and compliant; 
• Ability to travel internationally on a regular basis: 
• A sense of camaraderie and good humour while under pressure or tight deadlines; 
• Experience as a lead and mentor for more junior members of the team at Wise Brazil

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For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive. 

We’re proud to have a truly international team, and we celebrate our differences.

Every Wiser should feel that they can be themselves at work.

Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to share their contributions towards mission zero and able to progress in their careers.

Having diverse teams that reflect our diverse customer base helps us build a better product. We can be more creative and empathetic to our customer’s needs and make sure we leave no-one behind on our journey to mission-zero. 

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

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