Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their life easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money. For everyone, everywhere.

As part of our team, you will be helping us create an entirely new network for the world's money. This role has a focus on deepening our product in Europe with a focus on money movement in European currencies. 

This role is a unique opportunity to solve complex regulatory problems whilst being part of a product team focussing on growth. We want you to help us expand and deepen the Wise account in Europe, in particular, working with our regulators and bank partners to help us localise the product in various European markets. As part of this, you will: 

• Determine the best and most scalable way for Wise to expand across Europe in both EU and Non-EU markets including how to best leverage EU branch passporting requirements and defining the ideal regulatory setup to ensure we comply with all applicable regulatory requirements 

• Build relationships with European central banks and regulators to allow Wise to localise it’s existing European product into key European markets such as Spain, France, Germany (and eventually everywhere in Europe)  in a compliant and cost-effective way in order to offer future features such as local account details/IBANs and local country specific payment methods

• Work with our product managers, engineering leads and other colleagues to define the best direction for Wise in Europe and take responsibility to expand Wise across Europe through successful regulatory expansion

You’ll also take ownership on maintaining and improving banking partner relationships across Europe. You’ll work as part of a team who will: 

• Lead commercial and relationship discussions with partners and monitor our economics on global routes to ensure we offer the most sustainable and competitive service in the market.

• Create new opportunities within existing relationships with financial institutions and payment systems in Europe to ensure we continuously improve our product (i.e. increase speed, reduce costs, add more visibility to our transactions, etc.

• Help us integrate directly with payment systems across Europe including defining the ideal regulatory setup to allow Wise to operate as efficiently as possible

We’re looking for someone who is: 

• At least 7 years of experience working with payment regulations ideally in a product-focussed or commercial environment 

• Comfortable with working across various UK and European regulatory environments including the ability to analyse and interpret complex regulatory frameworks and apply them effectively;

• The ability to quickly become familiar with new regulations and be able to compare and contrast them with regulations in other markets including applicable financial crime, passporting and payment regulations in Europe 

• A good understanding of how money movement and payment systems work and the regulations that govern them including payment system regulations across Europe including the SEPA rulebook and PSD2 

• Ability to effectively communicate with Product Managers and Engineers and provide practical, actionable, and value added recommendations; 

• Problem solving attitude, with the ability to use regulations together with data to drive business decisions; 

• Commercial acumen to be able to negotiate with regulators, bank partners, payment systems to be able to drive the best outcome for Wise and our customers 

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

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