Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

Role & Job purpose

As a Senior Analyst in KYC Operations on our newly established Deactivations Team, you will play a crucial role in strengthening Wise's commitment to regulatory compliance and protecting the integrity of our financial ecosystem. Your mission is to become the authority in enhanced due diligence (EDD) and to grasp the risks linked to Wise customers. You will thoroughly investigate complex KYC cases, equipped with the duty to guarantee that every decision is compliant, and accurate. This isn't just following a new process; it's about delivering justice and upholding our integrity when it matters the most.

As this is a newly formed team at Wise, you won't just be adhering to an existing established guidelines - you'll actively contribute to its creation. Your insights and feedback will play a crucial role in shaping our processes and enhancing our tools.

This is a unique opportunity for a sharp, detail-obsessed professional who excels in high-pressure situations and enjoys thorough investigations. If you are eager to become a genuine subject matter expert in the comprehensive KYC/FinCrime arena and seek a position where your contributions significantly influence our clients and enhance our reputation - then this opportunity is perfect for you

Job Responsibilities:

• Conduct Enhanced Due Diligence (EDD) reviews based on customer’s risk profile. Take frequent risk based approach decisions while conducting customer reviews ensuring risk management standards are met.

• Review customer transaction history and provide insights into customer behaviour patterns that may indicate risks. Conduct periodic reviews and analyse changes in customers history and account usage.

• Review and assess high risk customer reports to provide analysis and approval as per the set policies and procedures.

• Exercise discretion in setting priorities, identifying customer records that require further review and taking action to obtain and follow-up on the information and/or documentation requested.

• Ensure that information and documentation provided by customers meet our risk appetite for onboarding and maintaining high risk customers.

• Conduct in depth analysis, using provided documentation or external sources (e.g. websites and company registries) ensuring that only customers within risk appetite are onboarded. Perform searches utilising internet sources and/or third-party vendors to obtain information on prospects and new/existing customers.

• Communicate with other internal teams when required to handle escalated or complicated cases

• Provide guidance and responses to daily inquiries from peers, front-line and management regarding complex matters and case analysis, when appropriate.

• Maintain a high understanding of AML/CFT Regulations and how these impact the business, as well as Wise products and services.

• When warranted, be capable of drafting SAR narratives to report activity deemed unusual.

• Taking part in and leading projects related to the team processes and guidelines. Assist in identifying improvement opportunities and contribute to policy updates, training materials, and standard operating procedures. 

• Draft reports to internal and external stakeholders, periodically and when requested.

• Have a deep understanding of different business models, customer types, country risks and regulatory requirements across multiple geographies.

• Support Wise in internal and external audits and regulatory process related queries reviews.

• Mentor, and support KYC Operations Analysts, by providing training and coaching to enhance team capabilities. 

• Effective communication with customers by the relevant communication channels that Wise operates with (e.g. phone, email, and chat).

• Perform your tasks and responsibilities within the expected key performance indicators set by the leadership team.

• Tasks that are related to the position and are assigned to you by your lead. Participating in meetings, training, internal and external events. 

Starting salary - 2,275 EUR gross monthly (+RSU's)

Please attach CV and cover letter, answering these questions: 

• What about this role makes you think it would be a good fit for you?
• In a complex investigation, there can be pressure to gather every possible piece of information. How do you determine when you have gathered 'enough' information to make a sound decision, without falling into a rabbit hole?

Unfortunately, we are not able to provide sponsorship or relocation in Hungary for this role.

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.