Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

Salary Range - INR 40,00,000 - INR 50,00,000 Per Annum + RSU's 

Wise has pioneered new ways for people to transfer money across borders and currencies. Our customers can also manage their money with international multi-currency accounts. 

Your mission is to work with and enable our India Product, Compliance, & Risk teams to launch new products and manage our risk profile through a deep understanding of local regulatory requirements and expectations. 

This role provides a unique, hands-on opportunity to have an impact on Wise’s mission and help save millions more people money. This is a first line of defence (“1LOD”) hands-on role, embedded in the APAC Product Squad, based in our Hyderabad hub.

Here’s how you’ll be contributing:

Collaborate on Product Design:

• Deeply understand regulatory needs and translate them into solutions for the Product

• Empower Product Teams to build risk based products, processes, and controls; 

• Collaborate to design practical and customer-oriented product solutions while ensuring full compliance of the product; 

• Perform pre-launch and ongoing product compliance legal and regulatory analysis and risk assessments; and

• Design scalable and customer-centric solutions to regulatory requirements;

• Offer effective advice to Product Managers on existing and forthcoming Regulations, gaps, and risks.

Manage and Mitigate Regulatory Risks and the Control Environment:

• As part of the Product Compliance & Risk Team, with an India focus, you will identify and manage FinCrime & Regulatory Risks across all products offered to customers in India

• Oversee the control environment for our India offering, designing effective, creative and targeted controls, and evaluating the residual risk exposure

• Collaborate with second line of defence (“2LOD”) Compliance & Risk colleagues, to ensure Wise Product Teams are constantly aware of the most recent regulations and guidance

• Work with Product Teams and the wider Compliance & Risk TeamS to implement and maintain Management Information that enables Wise to make informed decisions at the regional and Global levels

Audit, issue management and remediation: 

• Support & drive audit responses and, where required, challenge audit findings in collaboration with 2LOD Compliance and Product teams

• Develop and deliver effective issue management to mitigate FinCrime & Regulatory risks

• Represent Wise in meetings with banking partners, auditors, bank regulators, & other agencies, being able to clearly and effectively articulate Wise’s products and compliance framework

This role will give you the opportunity to: 

• Grow your hands-on Fintech knowledge at full speed 

• Keep compliance right at the heart of the product development cycle, in a fast-moving environment

• Be empowered to identify ‘regulatory problems’ and opportunities and take a lead in the solution design and implementation

• Expert in FinCrime & Regulatory compliance, having a background & knowledge of Financial Regulations & Payment Systems in India with 8+ years of experience.

• Ability to analyse and interpret complex regulatory frameworks and apply them effectively

• You have experience dealing with regulatory audits and understand the expectations of local regulators/policymakers in India

• Experience collaborating with product and engineering teams to develop KYC and/or financial crime controls, preferably in cross-border payments business

• Ability to effectively communicate regulatory requirements with Product Managers and Engineers and provide practical, actionable, and value added recommendations

• Experience (or interest) in working in a fast-growing environment and working directly with product teams

• Problem solving attitude, with the ability to use regulation together with data to drive business decisions 

• A natural owner, that drives and delivers project from inception to completion, timely and with attention to the details 

• A true team player with a collaborative spirit and the ability to work effectively with different stakeholders across global teams 

• A sense of camaraderie and good humour while under pressure or tight deadlines and

• Wisdom, a world view and talent for thinking outside the box

• Willingness to travel, as Wise offices are located across different countries

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

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