Product Analyst - Spend Core
- Analytics
- London
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Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.
Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.
As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.
More about our mission and what we offer.
We’re looking for a Product Analyst to join the Spend Squad and support our Core product teams. The Spend Squad enables our customers to spend from their Wise accounts in a sustainable manner, ensuring that we’re able to grow our product in-line with our squad-level KPIs.
The Wise Card was first launched in Europe in 2018, allowing customers to spend internationally at the mid-market rate, with only a low, upfront conversion fee.
Since then, we’ve expanded to over 50+ countries and territories in the Americas and APAC, and built features like instant issuance of digital cards and enhanced spending controls. We’ve issued more than 4 million cards that are being used in over 160 countries every minute.
The Core team plays a crucial role in the customer experience, ensuring that every transaction is processed correctly, cleared instantly and compliant. The Core team also ensures accuracy and timeliness of Spend financials.
As a Product Analyst, you’ll support this mission by diving deep into card transaction data, helping maintain accuracy, speed, and reliability, while also partnering with finance operations on month-end closing reports. This is a great opportunity for an early-career analyst to work closely with product, finance, and operations teams, and deepen their understanding of fintech infrastructure.
For more information on our Analytics Career Map and levelling structure, click here.
WHAT YOU’LL BE DOING
Analysing patterns to ensure that customer payments are processed and settled correctly, flagging and investigating discrepancies and uncovering insights to support initiatives that improve customer experience and operational efficiency.
Identifying inefficiencies or delays in transaction clearing and propose data-driven solutions to improve speed and reliability.
Producing month-end closing reports for the Finance team ensuring high data accuracy
Maintaining and enhancing data quality: Regularly performing data quality checks for inconsistencies, investigate root causes of errors, and collaborate with engineers and product managers to resolve issues.
Automating and streamlining reporting: Build or enhance dashboards and reports that track key performance indicators related to transaction accuracy and clearing times.
Cross-functional collaboration: Work closely with Product Managers, Engineers, Finance, and Operations to align on priorities and ensure data supports decision-making.
WHAT YOU’LL BRING
1+ year of experience as a Business, Data or Product Analyst, preferably in fintech, payments, or finance operations.
Strong proficiency in SQL for querying and analysing large datasets.
Good data visualisation skills and experience using tools like Looker or Superset
Attention to detail with a strong focus on data accuracy and problem-solving skills.
Ability to investigate data discrepancies and suggest improvements to workflows and systems.
Strong communication and collaboration skills, with the ability to work across product, finance, and engineering teams.
NICE TO HAVE BUT NOT ESSENTIAL
Understanding of payment systems, clearing and settlement, or reconciliation processes
Familiarity with Python
- Base salary: £45k-60k gross / year base (based on experience & interview outcomes)
Restricted Stock Units (RSUs)
Read more about our full benefits offering here
#LI-CH1
For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.
We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.
If you want to find out more about what it's like to work at Wise visit Wise.Jobs.
Keep up to date with life at Wise by following us on LinkedIn and Instagram.
Find out more about what we offer our employees
From me days to mission days, sabbaticals to stock, and everything in between. For everyone, everywhere. We’re people building money without borders. Find out what you'll get if you join us.
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