Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

Your mission: 

Wise has already pioneered new ways for people to transfer money across borders and currencies. Your mission is to shape the Product Compliance and Risk Program, for Wise to offer its services to many more Customers, via partnerships with Financial Institutions and Platforms in North America. 

This is a first line of defense hands-on role, embedded in the Wise Platform North America Product Squad. 

You will be growing the Product Risk and Compliance team, owning projects and making decisions in the following areas: 

Regulatory: 

• Stay ahead of the financial crime and regulatory compliance trends and the regulatory agenda in North America, with a particular focus on BaaS

• Translate and implement regulatory requirements, for Product and Engineering teams to seamlessly execute on 

• Identify when local regulatory requirements can be executed by leveraging existing global controls and when unique requirements need prioritization, optimizing for utilization of existing controls where possible

Risk and controls: 

• During exams and audits, coordinate Wise response by challenging any assumption that is not a correct reflection of the Wise’s Risk and Controls framework, and coordinate evidencing controls as necessary 

• Support defining the Regulatory and Financial Crime Risk metrics for Wise Platform in North America, using your judgement to leverage global Key Risk Indicators or formulating market / region specific ones where needed 

• Be hands-on in delivering product improvements, whatever identified by external or internal parties, including self-identified. Shape improvements project management and prioritisation by knowing Wise Platform products and features into the details 

Reporting and external engagement: 

• Monitor and report on the health of Wise Platform in North America, in front of internal and external stakeholders

• Lead Regulatory, Financial Crime and Risk discussions and forums with clear action plans and updates on previously identified issues

• Take part in industry associations initiatives where discussing Wise Platform services in North America

This role will give you the opportunity to: 

• Grow your hands-on Fintech knowledge at full speed 

• Keep Compliance right at the heart of the product and engineering development cycle, in a fast-moving environment 

• Be empowered to identify regulatory and compliance issues or opportunities and take a lead in execution 

A bit about you:

• You have a Compliance background, with hands-on experience in the US market, specifically on BaaS and platform partnerships 

• Your experience spans across more than one area of compliance: from permissibility to fincrime (ideally with exposure to correspondent banking), from consumer protection to permissible investments, and more 

• You have the ability to drive business decisions by convincing both internal and external parties on execution 

• You are a natural owner that drives and delivers projects from inception to completion, that can go into the details of each and every problem within their domain space 

• You are an engaging communicator that can effectively present to different audiences (i.e. from Regulators to engineers) 

• You are analytical, use data to make decisions and challenge assumptions 

• You have experience (or desire) in working in a fast-growing environment and apply your previous industry experience in a new paradigm that reflects how Wise works 

• You are willing to travel as Wise offices are located across different geos globally 

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

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