Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed.Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their life easier and save them money.As part of our team, you will be helping us create an entirely new network for the world's money. For everyone, everywhere.More about our mission.

We’re looking for a Head of Product Compliance to join our growing Product team here in North America, our largest and fastest-growing market. This role is a unique opportunity to directly impact Wise’s mission of empowering millions with instant, borderless money while developing your skills as a Product Compliance leader.

Your mission: 

Wise has pioneered new ways for people to transfer money across borders and currencies. Your mission is to enable our product team in North America to launch new products and grow our presence in the U.S. and Canada. You will achieve this through a deep understanding of regulatory and financial crime requirements and by maintaining direct communication with regulators and auditors to understand their expectations. This is a hands-on, first-line Product Compliance lead role embedded in the North America Product Squad.

You will be leading a team responsible to: 

Product and regulatory change design: 

• Empower Product Teams to build compliant-by-design products and services by advising them on regulatory implementation in a customer-oriented manner while fully adhering to regulatory requirements.
  Ensure that regulatory analysis of new products and services is performed and well-documented, and that related controls are consistently implemented before launch.
  Conduct regulatory change gap analysis and ensure that implementation plans are executed in a timely manner.

Audit, risk and remediation (including Fincrime):  

• Manage audits and, where required, challenge audit findings in collaboration with the Compliance second line and Product teams.
• Ensure that remediation plans are agreed upon across lines and executed promptly.
• Advise Product and operational teams on interpreting regulatory requirements and improving processes to avoid regulatory breaches and incidents.
• Collaborate with the Risk and Compliance second line and North America
• Product Squad to drive quarterly reporting on North America regulatory risks.
• Represent Wise in external meetings with banking partners and regulators.

Third parties relationships: 

• Clearly and effectively articulate our controls and all Wise Products, including Wise Platform, our payment infrastructure offering.
• Provide input on regulatory-related agreements and clauses, representing Wise's customer-oriented culture while ensuring compliance.

This role will give you the opportunity to: 

• Grow your hands-on fintech knowledge at full speed.
• Keep compliance at the heart of the product development cycle in a fast-moving environment.
• Be empowered to identify regulatory issues or opportunities and take a lead in execution.

About you: 

• Ability to drive business decisions by convincing both internal and external parties such as regulators, auditors, and internal product teams on product execution.
• Deep understanding of our product and service offerings, customers, and company, and how they are impacted by regulations (including financial crime).
• Ability to prioritize effectively and identify key areas of improvement and implementation required from a regulatory point of view.
• Effective communication skills with Product Managers and Engineers, providing practical, actionable, and value-added recommendations.
• A natural owner who drives and delivers projects from inception to completion, timely and with attention to detail.
• Strong people leadership experience, with a track record of building and scaling Product Compliance teams.
• Experience (or interest) in working in a fast-growing environment.
• Previous experience in a financial regulation advisory role, compliance/legal department, risk and control function, or consultancy environment.
• Expertise in major US Financial Regulations (e.g., Reg E, UDAAP, and FINTRAC).
• Ability to analyze and interpret complex regulatory frameworks and apply them effectively.
• Ability to manage multiple regulatory domains (e.g., regulatory permissions, consumer protection in payments and investment environments, client assets, AML, security, privacy) and understand their interactions.
• Willingness to travel, as Wise offices are located across different countries.
• Legally authorized to work in the U.S.

Some extra skills that would be great: 

• Experience in building a team from the ground up.
• Experience with Confluence and Jira.
• Experience working with global teams.

Key Benefits:

💵 $207,000 - 258,000 salary
🚀 RSU's in a rapidly growing company 
💪 An annual self-development budget
🩺 Medical, dental, & vision insurance – including HSA and FSA options
💝 Company-paid: Life Insurance, Short & Long-Term Disability, and an EAP program
💻 Flexible working model – a mix of working from home and from the office
🌍 Relocation expenses covered
☀️ 25 days PTO, 15 sick days, 11 holidays, 5 compassionate leave days, 3 paid “Me” days and a paid volunteer day, annually
🏝️ A paid 6-week sabbatical leave after four years 
👶🏼 18-weeks of paid parental leave, after a year with us
💰 401k with up to a 4% employer match

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

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