Product Compliance: balancing regulation and customer impact
Yann De Rudder, Group Product Compliance Lead in our Brussels office shares his insights in working in Product Compliance at Wise.
"In Product Compliance, you’re not just interpreting regulations; you’re translating them into concrete product decisions.”
Yann De Rudder (He/Him)
Group Product Compliance Lead
Tell us about your journey before joining Wise
I initially started in Consulting before joining Wise but I found myself wanting to move into an in-house role where I could directly build and implement solutions. Wise reached out in 2022 about a new function in the Product Compliance team, and after the initial intro call, I was immediately excited. The role offered a chance to work directly with product teams—shaping design and functionality—while balancing regulations to deliver compliant, customer-friendly solutions.
I was also drawn to Wise’s mission in international payments and its genuinely customer-centric approach. Brussels was the natural home base: the team here is incredibly international and diverse, and the role sits in a truly global setup, so I partner daily with colleagues in the UK, US, Australia and beyond.
For those who don’t know, what does it mean to be a Product Compliance Lead at Wise?
As the Product Compliance Team Lead for Europe, I ensure our most impactful product initiatives have the right product compliance coverage, priorities are aligned across stakeholders, and teams get clear, actionable regulatory guidance. It isn’t just a management role–I stay hands-on in projects while giving my team the tools, context, and support to succeed.
There’s no ‘typical day’. At the core, I partner with product teams to land compliant, customer-friendly solutions: advising on new product launches, refining controls on existing features, implementing new regulatory requirements, helping resolve incidents, and responding to queries from banking partners and regulators.
It’s fast-moving and collaborative—we work closely with Legal, Compliance, Product, Engineering, Banking, and Operations to keep delivery on track and risk in check.
What would surprise someone about your role?
The sheer variety and how hands-on it is. You’re not just interpreting regulations; you’re translating them into concrete product decisions. One day I’m reviewing screens and user flows; the next I’m deep in the mechanics of payment schemes; another I’m combing through data to spot potential money laundering patterns. Within the Product Compliance team, there's rarely something that "isn't your job" which keeps everything really exciting!
What are some of the exciting technical challenges that those in Product Compliance get to tackle?
One of the key projects I’ve worked on is our cashback initiative–this is a benefit we introduced for Wise customers. The idea is simple: depending on how much money a customer holds in their Wise account, they receive a return funded by the money we earn as a company by safeguarding customers' funds with partner financial institutions.
Because Wise operates as a payments institution and cannot pay interest, I led the regulatory assessment and helped design a compliant structure and clear rules that deliver a similar benefit. I worked closely with our Product team to build the underlying processes, partnered with Legal to draft the product specifications, and collaborated closely with Marketing to help customers understand the benefits. From the feedback we regularly receive from customers, it seems to be a great success.
What advice would you give to someone applying for Wise?
Don’t be discouraged by perceived skill gaps. Product Compliance spans many domains, and no one is an expert in all of them. We look for curiosity—people who dive into unfamiliar areas, ask thoughtful questions, experiment, and learn quickly on the job.
Wise is a mission-driven company, and the manner in which Product Compliance works—how we operate and the type of input we provide—reflects this. It's definitely worth taking the time to truly understand the mission of Wise and consider how you could contribute to it in the role you’re applying for.
Roles you might be interested in
Salary
8080 - 11670 EUR Monthly
Location
Brussels
Team
Product
Locations
Brussels
Description
We are seeking a highly driven candidate ready to leverage their EU regulatory experience on Operational Resilience in a dynamic fintech environment.This is an opportunity to work directly with produc
Reference
b86cdde2-7669-4456-ab5e-8657aea0fba4
Expiry Date
01/01/0001
Salary
83000 - 118000 GBP Annual
Location
London
Team
Product
Locations
London
Description
Join Wise’s regional EU Product Compliance and Risk team (First Line of Defence) as a Senior Manager. This is a high-impact role where you will actively shape Wise’ EU Fraud strategy and market covera
Reference
ebf48df5-2110-4fe3-8346-8d8d41f519b2
Expiry Date
01/01/0001
Salary
112000 - 164000 GBP Annual
Location
London
Team
Product
Locations
London
Description
Wise has already pioneered new ways for people to transfer money across borders and currencies. Your mission is to shape the Product Compliance and Risk Program, for Wise to expand its Account proposi
Reference
eecbf9e5-9c0e-4551-b08c-c5da8888d5f2
Expiry Date
01/01/0001
Salary
11110 - 14010 EUR Monthly
Location
Brussels
Team
Product
Locations
Brussels
Description
We are looking for a candidate with Belgian and/or European experience in tackling Financial Crime risks, eager to bring their expertise to a dynamic fintech environment. This is a senior and highly i
Reference
edd92425-8321-4607-97b3-3551e3495b78
Expiry Date
01/01/0001
Salary
83000 - 118000 GBP Annual
Location
London
Team
Product
Locations
London
Description
This new role sits within our UK Product Compliance and Risk team which is part of the 1st line of defence. The need for this role comes from the rapid growth of our product and offerings as well as t
Reference
90307b20-40af-4a4c-8209-c472450309ba
Expiry Date
01/01/0001
Salary
8100 - 10800 EUR Monthly
Location
Brussels
Team
Product
Locations
Brussels
Description
The new role sits within our European Product Risk and Compliance team, which is part of the 1st Line of Defense (1LOD). This strategic addition comes in response to the rapid growth of our product of
Reference
efb5e161-995d-43f9-87e9-786fe1c81ddc
Expiry Date
01/01/0001
Salary
-
Location
Hyderabad
Team
Product
Locations
Hyderabad
Description
As a Regional Onboarding & KYC Product Manager at Wise, you’ll drive the development and implementation of seamless KYC solutions for the APAC region. You will work cross-functionally with compliance,
Reference
a3b7a252-a50c-4389-85e0-58bf4612b438
Expiry Date
01/01/0001
Salary
88000 - 118000 GBP Annual
Location
London
Team
Product
Locations
London
Description
We want to make moving money internationally instant, convenient, transparent and eventually free. For businesses, this means helping them to do business from anywhere and expand everywhere. To help t
Reference
b81ad7e4-be63-457c-9b85-7c2196f8542d
Expiry Date
01/01/0001
Salary
88000 - 118000 GBP Annual
Location
London
Team
Product
Locations
London
Description
About the Role We’re looking for a Senior Product Manager to join Wise’s Fraud Prevention team - a group dedicated to making it impossible for criminals to use Wise for illicit activity while ensurin
Reference
e83fa2e5-dee2-4b18-8b07-410e6b3f06b1
Expiry Date
01/01/0001
Salary
145000 - 185000 GBP Annual
Location
London
Team
Product
Locations
London
Description
The Financial Crime Platform at Wise is dedicated to enhancing the scalability, efficiency, and quality of Wise Operations. We aim to minimise these three things:Develop a robust framework for generat
Reference
32e2212f-e6e0-41f0-88d3-40c017611794
Expiry Date
01/01/0001
Articles you might like
Teaser
People profileContent Type
BlogPublish date
05/21/2025
Summary
Ilya Leyrikh, Senior Product Director at Wise, shares how he transforms customer experiences with innovative financial solutions 💰🔍 “Wise genuinely prioritises solving customer pr
by
Sapphire Birmingham
Teaser
People profileContent Type
BlogPublish date
03/19/2025
Summary
Matthew Way, Senior Product Compliance Manager, gives us an inside look at his role at Wise, sharing his day-to-day role, and offering valuable advice for anyone looking to interview for a pos
by
Verona Hasani
Teaser
People profileContent Type
BlogPublish date
03/04/2025
Summary
Curious about how our Product Managers found their way into the world of Product Management? 🤔Tanya, Product Manager, takes us through her unexpected journey—from a gap year to exploring fint
by
Verona Hasani
Teaser
People profileContent Type
BlogPublish date
01/06/2025
Summary
From managing a 200-person crew on a Bollywood film set to leading Product teams at Wise, Surendra Chaplot, Product Lead in Singapore shares his unique journey into the world of Product Manageme
by
Verona Hasani
Teaser
People profileContent Type
BlogPublish date
11/29/2024
Summary
We sat down with Asya Kuznetsova, Product Manager at Wise, to hear about her career journey as well as all things product at Wise. 🚀 “What really sets Wise apart is how close we are to our
by
Sapphire Birmingham
Teaser
Our workContent Type
BlogPublish date
08/18/2024
Summary
Introducing our first ever Product Academy At Wise, we're committed to fostering innovation and growth, not just in our products but in our people. This year, we launched a new
Teaser
Our workContent Type
BlogPublish date
05/04/2023
Summary
Meet Ankita D’Mello, one of our Product Senior Managers here at Wise.Ankita joined Wise in March of 2020 but started out as a customer back in 2013. While she was an international